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A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.

• Fund Performance & Daily Unit Values

When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.

Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.

Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.

�Ʒ�˿�� Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.

• Performance

A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.

�Ʒ�˿�� Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.

Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a �Ʒ�˿�� Life fixed annuity.

With a �Ʒ�˿�� Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.

A fixed, deferred income annuity from �Ʒ�˿�� Life provides reliable income payments beginning on a future date the annuitant chooses.

From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.

Submit a claim for coverages available through your employer.

Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.

Quality benefits your employees can rely on that are easy and friction-free to use and manage.

A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.

• Meet the Team
• Insured LDI
• Secured Buy-In
• Transferred Buy-Out

Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.

• Meet the Team
• Lifetime Income for Today
• Lifetime Income for Tomorrow
• Income Horizon

Making you a hero for your clients with seamless solutions from start to finish.

Quality products your clients need that are easy and friction-free to use and manage.