ÖÆ·þË¿Íà

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÖÆ·þË¿Íà Life offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. ÖÆ·þË¿Íà Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÖÆ·þË¿Íà Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging ÖÆ·þË¿Íà Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÖÆ·þË¿Íà Life offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. ÖÆ·þË¿Íà Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÖÆ·þË¿Íà Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging ÖÆ·þË¿Íà Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Income Is the Outcome

With over 11,000 peak baby boomers reaching retirement age every day over the next few years*, our goal is to partner with Plan Sponsors to help improve retirement outcomes for their participants and ensure they are able to retire confidently. We also work with Plan Advisors to provide lifetime income education and resources to assist in their decision-making process for the retirement plans they manage.

Explore our Solutions

Customizable solutions to help solve the growing retirement income need
  • Lifetime income solutions for those at retirement as well as those approaching retirement.
  • Simple solutions that can be used as stand-alone options, or integrated with withdrawal strategies to create a holistic approach to retirement.
  • Innovative solutions that can be delivered through asset allocation strategies (e.g. target date funds, managed accounts) to help deliver more personalized retirement outcomes.

During your working years, you have been accustomed to receiving a regular paycheck. Our lifetime income options offer retirement income intended to provide a comparable, paycheck‑like experience.

Income Horizon

Income Horizon is a guaranteed1 lifetime income solution designed to function as a distinct income asset class within the plan structures advisors already use, including managed accounts and personalized target-date strategies. Built for flexibility, liquidity, and income certainty, Income Horizon helps support participants as they transition from earning a living to living off earnings. 

Read the brochure to learn more.

Explore Income Horizon

Income Solutions for those At-Retirement:

ÖÆ·þË¿Íà Lifetime Income for Todayâ„¢

Single Premium Immediate Annuity - for those at retirement who need income now. 

Learn More
ÖÆ·þË¿Íà Lifetime Income for Tomorrowâ„¢

Qualifying Longevity Annuity Contract (QLAC), a Deferred Income Annuity - for those at retirement who need income later.

Learn More

Income Solutions for Those Approaching Retirement:

ÖÆ·þË¿Íà Income Horizonâ„¢

Deferred Income Annuity - for those approaching retirement who want to build income during their working years.

Learn More

*The Alliance for Lifetime Income 2024 Protected Retirement Income and Planning (PRIP) annual

1Guarantees are subject to the claims-paying ability and the financial strength of the issuing insurance company.

ÖÆ·þË¿Íà Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. ÖÆ·þË¿Íà Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. 

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.

ÖÆ·þË¿Íà Life refers to ÖÆ·þË¿Íà Life Insurance Company and its affiliates, including ÖÆ·þË¿Íà Life & Annuity Company. Insurance products can be issued in all states, except New York, by ÖÆ·þË¿Íà Life Insurance Company or ÖÆ·þË¿Íà Life & Annuity Company. In New York, insurance products are only issued by ÖÆ·þË¿Íà Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for ÖÆ·þË¿Íà Life & Annuity Company is located in Phoenix, Arizona. The home office for ÖÆ·þË¿Íà Life Insurance Company is located in Omaha, Nebraska.

IDI0113-260128